Your dreams are my goals.

I am a realtor specializing in luxury homes and horse properties.

Finding the perfect property for your family
doesn’t have to be stressful.

  • Before listing your home, making strategic repairs and improvements can greatly enhance its appeal and potentially increase its sale price.

    Here’s how to prioritize your pre-sale home makeover:

    • Evaluate the return on investment: Not all improvements will offer a return on investment. I can guide you in where to determine which updates are most likely to increase your home’s value in your specific market. Prior to listing I will walk through your home with you and give you a detailed list of things that will improve the value of your home. I will also help you decide which items will not bring the biggest return on your investment

    • Focus on curb appeal: First impressions matter in a transaction that typically involves hundreds of thousands of dollars. You won’t get a second chance. Simple updates like painting the front door, refreshing landscaping, and ensuring the exterior is clean and tidy can make your home more inviting to potential buyers.

    • Tackle necessary repairs: Address any known issues that could deter buyers or be flagged during a home inspection. This includes fixing leaky faucets, repairing damaged flooring, and ensuring all electrical and plumbing systems are in good working order.

    • Update key rooms: Kitchens and bathrooms sell homes. In fact, in a recent survey, 67% of top agents said the kitchen can make or break the sale. Consider minor updates that can make a big impact, such as painting cabinets, updating hardware, or replacing outdated fixtures. These spaces don’t need to be gut-renovated; even small upgrades can significantly enhance their appeal.

    • Stage and Paint with neutral colors: A fresh coat of paint in neutral tones can brighten your home and make it feel larger and more welcoming. Staged homes sell faster and for more money. Neutral colors also help buyers envision themselves in the space, increasing its appeal. With a degree in interior design I offer complimentary light staging services to all my clients.

    • Invest in deep cleaning: A clean home is more attractive to buyers. Consider professional cleaning services, especially for carpets and windows, to ensure your home looks its best. Deep cleaning a house for sale sets the stage for quality professional listing photos and effective staging, which enables buyers to visualize a property as their future home, according to 58% of buyers agents surveyed for the National Association of Realtors (NAR) 2023 Profile of Home Staging.

    • Declutter and depersonalize: Removing personal items and clutter can help buyers imagine their own lives in the home. Renting a storage unit for excess belongings can be a worthwhile investment to present a more spacious and neutral environment.

  • This is a common question we get from sellers. If you set your home’s price too high, it might sit on the market too long. Too low, and you might not get what it’s  worth. Here’s how to find the right balance: 

    Price is the most imported component with selling your home. As your committed agent I can provide valuable advice on pricing. I have access to current market  data and can create a comparative market analysis (CMA) to set the best price.  My experience with buyer behavior and negotiation can help you attract offers and maximize your profit. 

    • Check recent sales of similar homes: Look at homes like yours in size, age,  condition, and location that have sold recently. These "comps" show what buyers  are willing to pay.

    • Consider market conditions: If there are more buyers than homes for sale (a  seller’s market), you can price a bit higher. If there are more homes for sale than  buyers (a buyer’s market), you may need to price more competitively.

    • Assess your home’s condition and features: Unique features or recent upgrades  can increase your home’s value. If it needs repairs, this might lower its market  value. Be realistic about how your home compares to others in the neighborhood.

    • Get a professional appraisal: A professional appraiser can give an unbiased  estimate of your home’s value, especially useful if you’ve made major  improvements or if there aren’t many similar homes nearby.

  • The first step in the home-buying process is directly related to the homebuyer  question above — getting pre-approved for a mortgage. This crucial phase sets the foundation for your home search by determining how much you can afford to  borrow. Here’s why starting with a mortgage pre-approval is important: 

    • Clarifies your budget: Pre-approval provides a clear picture of the loan amount  you’re eligible for, helping you narrow down your home search to properties  within your financial reach.

    • Strengthens your offer: In competitive markets, being pre-approved can make  your offer more attractive to sellers, showing them you’re serious and financially  capable of purchasing their home.

    • Speeds up the buying process: With a pre-approval in hand, you can move faster  once you find a home you want to buy. Since lenders have already evaluated your  financial information, the loan approval process can proceed more quickly.

    • Identifies potential issues early: The pre-approval process involves a thorough  check of your credit history and financial background. If there are any issues,  you’ll have an opportunity to address them before you’re deep into the home buying process.

    • Helps in negotiating: Knowing exactly how much you can afford gives you  leverage in negotiations. You’ll be able to make informed decisions on offer  amounts and negotiation tactics.  

  • The process for making an offer on a home typically involves several steps, along  with certain contingencies to protect your interests.

    • Home Inspection Contingency: Allows you to have the home professionally  inspected. If significant issues are found, you can negotiate repairs, ask for a price  reduction, or even withdraw your offer without penalty. 

    • Financing Contingency: Protects you in case an unexpected event occurs which  prevents you from securing a mortgage loan. If your financing falls through, this  contingency lets you cancel the purchase without losing your earnest money.  

    • Appraisal Contingency: Ensures that the home appraises at or above the offer  price. If it appraises for less, you can renegotiate the price or cancel the deal  without losing your deposit.  

    • Sale of Current Home Contingency: If you need to sell your current home to  finance the new one, this contingency allows you to back out if your home  doesn’t sell within a certain timeframe. 

    • Title Contingency: Ensures that the property has a clear title, meaning there are  no legal claims, liens, or disputes over ownership that could affect your purchase. 

    • Reverse Contingency: This lets you accept an offer on your current home with the  condition that you find a suitable new home and close on both properties at the  same time.

    These contingencies are only to name a few. They are there to help protect you  from potential risks and ensure a smoother buying process. I will help guide you  on which contingencies are most appropriate for your situation.  

    • Find the Right Property: Work with your real estate agent to identify a home you  want to buy.

    • Determine Your Offer Price: Consider the home's listing price, comparable home  sales in the area, market conditions. This is when I come in to help you.  

    • Write the Offer: I will prepare a written offer, in the form of a purchase contract.  This document includes the offer price, terms of the purchase, and any  contingencies. 

    • Submit the Offer:I will submit the offer to the seller's agent.  

    • Negotiate: The seller may accept your offer, reject it, or counter it with different  terms. You can either accept their counteroffer or negotiate further. Again, this is where I can help advise you based on the particular situation of the home you are offering on.

    • Sign the Contract: Once both parties agree on ALL the terms, both the buyer and  seller sign the purchase agreement, making it a legal binding contract.

    • Pay Earnest Money: You will typically need to pay a deposit, called earnest  money, which shows you're serious about buying the property. This money is  usually held in escrow and applied to your down payment or closing costs. There  is no required amount for the earnest money deposit. A good estimate is 1%, but  it is not required. It depends on each situation surrounding the property you are  purchasing.  

  • Selling a home involves various expenses, many of which can affect your final  proceeds from the sale. Considering these costs upfront can help you budget  effectively and set realistic expectations for your net profit. Here are the primary  costs you should anticipate: 

    • Real estate agent commissions: This is typically the largest expense when selling  a home. Commissions are usually a percentage of the sale price, ranging from 5%  to 6%, split between the buyer’s and seller’s agents. Some agents may negotiate  their rates, especially in competitive markets or for higher-priced homes. You can  check average Realtor fees in your area here commission calculator.  

    • Home repairs and improvements: Before listing your home, you may need to  invest in repairs or updates to make your property more appealing to buyers.  Because these costs can vary widely, prioritizing them based on return on  investment can feel like a financial high-wire balancing act. 

    • Staging costs: Staging your home to look its best can attract more buyers and  higher offers. Professional staging services may include furniture rental and decor,  which can range from a few hundred to several thousand dollars, depending on  your home’s size and the staging duration. According to top agents throughout  the country, a professionally staged home can sell for up to 13% more. I OFFER  LIGHT STAGING TO ALL OF MY CLIENTS FREE OF CHARGE.  

    • Home inspection fees: While typically paid by the buyer, some sellers opt for a  pre-sale home inspection to identify any issues that could impede a sale. This  proactive approach can cost several hundred dollars but helps in selling at the right price and avoiding surprises during the negotiation phase.

    • Closing costs: Sellers are responsible for various closing costs, which can include  title insurance, attorney fees, and transfer taxes. These costs can amount to 1% to  3% of the sale price.

    • Mortgage payoff: While not typically viewed as a “seller cost,” if you have a  remaining balance on your mortgage, this will need to be paid off at closing. The  payoff amount might be higher than your mortgage statement’s balance due to  interest accrued between your last payment and the closing date.

    • Moving expenses: Don’t forget to factor in the cost of moving to your new home,  which can vary significantly based on distance, the volume of belongings, and  whether you hire professional movers.

    • Capital gains tax: If your home has significantly appreciated in value, and you’ve  lived in it for less than two of the last five years, you might be subject to capital  gains tax on the profit. 

    I’m happy to provide you with a preliminary Seller Net Sheet at anytime. Please  let me know if you would like one.

Free Market Analysis

How much is my home actually worth?

Get Started in
Three Easy Steps:

Submit the form to get started!

Contact Kristy

I will guide you through the
buying or selling process!

Follow my lead!

Live out your dream!

Let’s close on your home so you can
start living out your dream!

Meet Kristy Barbour

I was born and raised in Louisville. As a young girl I knew one day I would be a Realtor. My love for Real Estate emerges from a desire to turn houses into Homes. With a degree in Interior Design, I have always loved taking something old and making it new again. After nearly 20 years of owning and running a successful business centered around serving the public, and being top in sales in the U.S. with a direct sales company I have decided to return to my affection for horses and real estate. Let’s start the process and turn your family’s dream into reality!

    • Realtor/Associate Broker

    • Licensed in both Kentucky and Indiana

    • Total Volume in 2024 $11M+

    • Over 65M sold in the Last 5 years 

    • Average Days on Market = 12 Days 

    • 20 days better than the Louisville Realtor average 

    • Average Sales Price to Original List Price = 98%

    • 4% better than the Louisville Realtor average 

    • Degree in Interior Design 

    • Horse and Farm Owner 

    • Kentucky Native 

    • Lowest average days on market among the top 10 Louisville brokerages for the 6th year in a row 2018-2024

    • HPR average =20 days 

    • Louisville Realtor Average = 32 days 

    • Average HPR Sales Price to Original List Price = 98%

    • Average Louisville Realtor Sales Price to Original List Price = 94%

What People Are Saying About Kristy

Are you ready to find your dream home?

 

Contact Kristy to get started!